diary livejournal fossils
I was looking into paying off my credit card with a loan at a lower interest rate, but I guess my card’s alright. I thought, having gone over the limit once or twice, that my interest rate would be as high as they could push it, but I guess not. Variable interest card means it changes month-to-month and goes up or down as the market changes, but it’s not affected by defaulting or going over the limit.
I’d have to get a crazy good rate on a loan to make it worth it :